Investment Strategy: Where You Are Now vs. Where You're Headed
by Ray Sagner on Feb 23, 2023
A gap analysis can help you see if you’re still on track to pursue your financial goals.
Organization Tips to Help Take Time off Taxes
by Ray Sagner on Feb 17, 2023
Feel overwhelmed by tax documents? Staying organized may help reduce your tax season stress.
5 Year-End Tax Planning Opportunities
by Ray Sagner on Feb 6, 2023
If you’re looking to lower your tax liability before the deadline, here are some options to consider.
Financial FAQs
by Ray Sagner on Jan 26, 2023
From retirement savings to living abroad, here are some of our commonly asked questions.
What does "Wealth" Mean to You?
by Ray Sagner on Jan 19, 2023
A clear understanding of what wealth looks like to you may help you build a financial strategy.
It's Never Too Late to Save for Retirement
by Ray Sagner on Jan 12, 2023
If you’re in your 50s and haven’t done much to save for retirement, you still have time.
Top 5 Financial Terms You Should Understand
by Ray Sagner on Jan 5, 2023
In recent weeks, you may have heard the word recession a lot. You may even have a vague understanding of what a recession is, but would like a better understanding of what a recession really is. What the Dow Jones Industrial Average? You probably hear that every night on the news and you know that it has something to do with the stock market, but aren't sure of the details.
Here are some common terms you hear frequently and a simple explanation of what they really are:
Charitable Giving: How Your Gift Gives Back in Tax Deductions
by Ray Sagner on Dec 29, 2022
There’s no doubt that it feels great to help someone in need through charitable giving. There are more than 1.5 million nonprofit organizations in the United States that range from food banks and disaster relief centers to churches and cultural centers. And in 2018, Americans contributed over 4 billion dollars to charitable organizations.
Creating an Investment Philosophy
by Ray Sagner on Dec 22, 2022
A clear investment philosophy may help you stay focused on your goals, even in times of uncertainty.
Paws and Effect - The annual cost of pet ownership and how to reduce costs
by Ray Sagner on Dec 15, 2022
There’s a good reason there’s an estimated 74 to 96 million owned cats and 70 to 80 million dogs in the U.S. With wagging tails, slobbery kisses, and little whiskers that make for adorable Instagrams, pets give us that warm, cuddly feeling inside. They are part of our families and some of our best friends. But, they can also be a substantial part of a personal budget, especially since it (hopefully) is a long-term commitment that can last for a couple decades. It was estimated that over $62 billion was spent collectively on U.S. pets in 2016.
