Working with an Investment Professional
by Ray Sagner on Aug 11, 2022
Trying to find the right investment professional for you? Here are some questions to ask in your initial consult.
Preparing for Lifetime Income in Retirement
by Ray Sagner on Aug 4, 2022
Worried about outliving your income? Here’s how to start planning for your retirement needs.
Financial Planning for Young Professionals
by Ray Sagner on Jul 29, 2022
It’s never too early to start planning for your financial future.
Finance Lessons for Your Teen
by Ray Sagner on Jul 21, 2022
Teens are adults in training and an important part of your family's financial picture. Help them build good habits so they're ready for the future.
Intelligent Options for College Savings
by Ray Sagner on Jul 14, 2022
If you are the parents or grandparents of a child of any age chances are good that the escalating costs of higher education are on your mind.
Are My Social Security Benefits Taxable?
by Ray Sagner on Jul 7, 2022
The quick answer is “it depends.” But, for the 33 percent of retirees who now rely more heavily on their Social Security benefits to sustain their lifestyle, the answer takes on even more significance. Generally, your income from Social Security is not taxable on its own; but when it’s combined with other sources of income for tax reporting purposes, a portion of your Social Security benefits, up to 85 percent, could be includable as taxable income.
Should You Prioritize Retirement Savings over College Savings?
by Ray Sagner on Jun 30, 2022
College and retirement require serious savings. Is it possible to save for both?
Understanding Your True Risk Tolerance
by Ray Sagner on Jun 23, 2022
Knowing both your financial and emotional risk tolerance could be vital to your portfolio performance.
Financial Decisions Made Easy with Clearly-Defined Goals
by Ray Sagner on Jun 16, 2022
One of the best illustrated instances of indecision occurs in the story of Alice in Wonderland in which Alice comes to a fork in the road and must choose a path to continue her journey. She seeks the advice of grinning Cheshire cat which appears out of nowhere.
Are Emotions Controlling Your Personal Finances?
by Ray Sagner on Jun 9, 2022
Even with planning, our actions can be skewed by our emotions. Is it possible to overcome them?
